Christmas Budget Planner 2026 UK – Printable PDF (A4 & US Letter)

Have a merry Christmas without the January money hangover. 🎄

The Christmas on a Budget Planner keeps your whole Christmas in one calm place: what you'll spend, what you're saving each week, who you're buying for and what's for dinner. Made in the UK with £ signs, UK dates and bank holidays, and weeks that start on a Monday.

This is an instant digital download. No physical item will be posted.

What's included: 16 pages

1. Cover: "This planner belongs to…"
2. Key Dates 2026 (UK) & How to Use: Bonfire Night, Black Friday, Advent, Christmas and Boxing Day, the 28 December bank holiday, plus your own posting dates and golden money rules
3. Christmas Budget: total / spent / left to spend, 13 categories with budget vs spent vs difference, plus where the money is coming from
4. Savings Countdown: an 11-week tracker from Monday 12 October to Christmas, plus a 50-circle colour-in savings chart
5. Gift Planner: name, idea, budget, spent, plus bought / wrapped / given tick boxes
6. Stocking Fillers: 6 stockings, each with its own spending cap
7. Christmas Card List: names, addresses, sent and received
8. Spending Tracker: log every purchase by date, shop and category
9. Christmas Dinner Planner: menu by course, dietary needs, who's bringing what
10. Christmas Day Timetable: work backwards from dinner time, with oven and hob notes
11. Food Shopping List: 8 handy sections
12. November 2026 calendar (Monday start, key dates marked)
13. December 2026 calendar (Monday start, key dates marked)
14. Christmas Week planner: Monday 21 to Sunday 27 December
15. Countdown To-Do List: October, November and December, with suggested tasks to start you off
16. Notes for Next Year: budget vs actual, what worked, and gifts that were a hit

Files and sizes

• A4 (210 x 297 mm): UK & Europe
• US Letter (8.5 x 11 in)

Both come as high-quality PDFs with the same 16 pages, plus a quick "Read Me" guide, all in one zip file.

How to use

1. After checkout, download your zip file using the download link on your order confirmation page and in your confirmation email.
2. Unzip the folder and open the PDF for your paper size.
3. Print at home or at a print shop, at 100% / actual size. Print only the pages you need, and extras of the ones you use most.
4. Or write on it digitally: open the PDF in your favourite note-taking app on a tablet.

Only the two calendar pages are dated. Every other page can be reused year after year.

Please note

• This is an instant digital download. No physical item will be posted.
• Colours may look slightly different depending on your screen and printer.
• Personal-use licence: for personal use only. Please don't resell, share or redistribute the files.
• Because it's a digital file, we can't offer refunds, but if anything isn't right please get in touch and we'll happily help.

Thank you for supporting a small UK shop! ❤️